All about online Personal Loan

There is no person in this world who doesn’t seek financial freedom, but it’s not a dream that you achieve overnight.

In such cases, online personal loans can come to your rescue and help you manage unplanned expenses without jeopardising your financial freedom.  

Features and Benefits of Online Personal Loan

The features and benefits that make online personal loans the best financing option for achieving financial freedom include: 

• No Restrictions on Purpose 

You can utilize the funds from online personal loans to accomplish goals like buying a smartphone or laptop, pursuing post graduation, getting useful certifications to propel your career, and many more.

• No Collateral 

You can avail of them without pledging any security in the form of property, liquid assets, or a guarantor.

• High Loan Amount

Generally, with online personal loans availed from top NBFCs like Clix Capital, there are no hassles as they offer loan amounts of up to ₹ 10 lakh without restrictions and formalities.  

• Minimum Documentation 

With online personal loans, there are no such issues as the documentation requested by the lending institutions is minimal. With KYC and income proof, you can apply online instantly.   

• Quick Approval and Disbursal 

When finalising the lending institution after using an online loan calculator, you can prefer Clix Capital, well-known for providing instant approval and quick disbursal. Once the online personal loan application is verified, the loan is approved instantly, and funds get credited to your account quickly.

Eligibility Requirement to avail of online personal loans

Young applicants looking for online personal loans to fulfil their financial goals must meet the eligibility criteria set by the lending institutions. Clix Capital offers online personal loans of up to ₹ 10 lakh.

• • Your Experian credit score must be 630 or above when you apply for an online Personal Loan. 
  • You must be a salaried professional of over 21 years at the time of application. 
  • Your monthly salary should be at least ₹ 20,000 and more.
  • A 6-month duration of employment in the current firm and 12 months in total is needed to be eligible for an online personal loan.

To get an Instant Personal Loan you need documents

• ID proofs include Aadhaar Card, Voter’s ID, PAN Card, etc. 
• Income proofs like three months’ salary slips or current year’s Form 16 
• Address proofs like Aadhaar Card, Passport, Rental Agreement, Driving Licence, etc.

How to apply for an Online Personal Loan? 

To get an online personal loan from lending institutions like Clix Capital, you must follow the below procedure. 

• Visit the Clix Capital website 
• Provide your mobile number to verify
• Fill in some personal and professional details
• Submit the form for instant verification
• Once verified, get the loan offer
• Accept the loan offer for instant disbursal

It’s time to live life on your terms.